Need an SR-22 but unsure what to do? We're here to help. Prodrive insurance offers, and handle SR-22 filings for our customers, so if the court has ordered you to carry an SR-22, we can file it for you. Just a quick call to 1-800-397-DRIVE (3748) and we'll get you started.
What is the SR-22?
An SR-22 is a certificate of insurance filed by an insurance company directly to DMV to show that you have a proof of financial responsibility filing. In other words, SR-22 - A form which must be filed by the insurance company stating that auto liability insurance is in effect for a particular individual.
What is the License suspension or revocation?
License suspension or revocation traditionally follows conviction for alcohol-impaired driving, and/or when a driver fails or refuses to take a chemical test.
Who needs a SR-22?
You need an SR-22 if you have of the following:
How Long Do I Need an SR-22?
You'll need an SR-22 if the police caught you driving without insurance, and you'll be required to carry the SR-22 for a specified amount of time (usually three years). Once you properly fulfill that time period, your SR-22 status expires.
You must carry continuous insurance during the specified period of time before SR-22 status is removed. If your policy lapses or is canceled, your auto insurance company is required to notify the state immediately and your license will be suspended again.
If you currently carry an SR-22 in one state but move to another state, you must fulfill the SR-22 filing period for your former state, even though you no longer reside there. Also, your insurance policy for your new state must have liability limits which meet the minimums required by law in your former (SR-22) state.
What are the types of SR-22 form?
The SR-22 certificate is issued in one of the following forms:
Operator's Certificate - This policy covers the motorist in the operation of any non-owned vehicle. If the motorist does not own a vehicle, the financial responsibility requirement can be met through the Operator's Certificate.
Owner's Certificate - This policy covers vehicles owned by the driver. The type of vehicle must be listed on the SR-22 or may be issued for "All owned vehicles".
Operators-Owners Certificate - This certificate covers all vehicles owned or non-owned by the driver.
Can Prodrive Insurance Help me?
Yes, we can help you whether you are a preferred driver looking for cheap car insurance rates or a high risk driver required to have SR22 filling, Prodrive Insurance can meet your needs. We offer an SR-22 through California admitted insurance Companies, Progressive Insurance, Unitrin, and more. Prodrive agents can provide low cost, affordable car insurance quotes for both preferred drivers and high risk drivers because of the experience we have gained by serving California high risk DUI and DWI insurance clients needing SR22 car insurance. Other auto insurance companies are often reluctant to serve DUI and DWI offenders or High Risk clients requiring SR22.
For SR22 Insurance and Cheap Auto Insurance Rates, call (800) 397-3748 or fill out Auto insurance quote request.